From simple home remodeling to installing energy-saving solar panels, Ontario has some tax credit options to make renovation more affordable for homeowners. In this guide, we’ve included 7 known tax credits by the Ontario and federal government to help you get started with your research. Before taking any decision, do your due diligence to maximize the benefits.
7 Types of Tax Credits Available in Ontario
1. Home Renovation Savings Program
The HEC Program, run by Enbridge, is now replaced with the Home Renovation Savings Program. This program supports energy-efficient upgrades across Ontario. It includes rebates on key improvements that lower your energy use and costs.
Rebates you can get:
- Heat pumps – up to $7,500–$12,000 depending on system type.
- Solar panels and battery storage – up to $10,000
- Smart thermostat – around $100 rebate
- Insulation and air sealing – higher rebates for attic, wall, foundation insulation (up to thousands)
- Windows and doors – rebates per qualifying opening
- Appliance rebates – smaller rebates for certain energy-efficient appliances purchased after late 2025
Homeowners find and apply for the Home Renovation Savings Program at Save On Energy, submit receipts and details online, and follow eligibility steps for rebates on energy-efficient upgrades.
2. Save-on Energy Rebates
This program provides rebates for purchasing ENERGY STAR certified appliances, ideal for homeowners planning kitchen or basement renovations. Rebates vary, with up to $4,000 available for significant HVAC upgrades.
Homeowners can apply through the Save on Energy website or contact their energy advisor to discuss eligibility and incentives. Learn more here.
3. Residential Protective Plumbing Program (RPPP) – Ottawa Only
The RPPP offers over $2,000 in rebates for flood prevention equipment like backwater valve installation and sump pumps. Eligibility is primarily for homes built before specific dates (2004 for storm sewer services, 2012 for sanitary sewer services). The process involves an application, a CCTV inspection, a city review, and installation of protective devices. RPPP details here.
4. HST New Housing Rebate
This rebate offers up to $30,000 and is for those undertaking major renovations, home additions, or converting non-residential properties into homes. The eligibility criteria include renovations that substantially change your home, which typically means the renovation cost is more than 90% of the property’s value before renovations.
Some changes you can get this rebate for include adding new rooms, complete kitchen overhauls, or major structural changes. The amount is calculated based on expenses, and homeowners can apply through the Canada Revenue Agency. HST Rebate Info.
5. Home Accessibility Tax Credit (HATC)
HATC offers up to $10,000 for seniors or individuals with disabilities to make their homes more accessible. Eligible renovations include ramps, bathroom modifications, elevators, and stairlifts. It covers both the equipment and its installation costs. To access this credit, visit the HATC Program Website.
6. Home Appliance Rebate
Ontario offers appliance rebates through the Home Renovation Savings Program for qualifying energy efficient appliances. Eligible items may include refrigerators, freezers, washers, and dryers that meet ENERGY STAR requirements. Homeowners must purchase approved models and apply online within program timelines. Rebates vary by appliance and availability depends on current funding. Learn more here.
7. Energy Affordability Program Zero Incentives
Ontario’s Energy Affordability Program helps income eligible homeowners and renters reduce electricity use at no cost. The program provides free upgrades such as energy efficient lighting, insulation, smart thermostats, and in some cases cold climate heat pumps. Eligibility depends on household income and utility account status. Applications run through Save on Energy.
For you, as a new homeowner, these credits can be a game-changer in managing your renovation costs. Prioritize projects that will add to your living standards. Keep all your receipts and documents organized for quickly applying for these credits and rebates.
Your Kingston Contractor is a trusted major home renovation company serving Kingston and nearing cities. We specialize in major home renovations and always ensure timely completions, so our clients can apply for the rebates. To book a free consultation, reach out to our team!
